I am in my 20’s and I am single with no kids, I don’t need life insurance.

WRONG!!! What about in the future? Do always plan on being single? Do always plan on not having kids? Life insurance only gets more expensive as you get older, Get it while its cheap!

Life insurance only pays out when I die, I will never see that money!

Not necessarily. Farmers has several products that will give you money while you are still alive. Such as a whole life policy or a universal life policy. Both of these accrue cash value, which you can take out.

I will get insurance later in life.

You can decide to wait, but you are taking a gamble. You may not qualify for life insurance later in life. There are certain conditions that will prevent you from getting life insurance. If you qualify for it now, get it now.

I have a fear of doctors and don’t want to have a medical exam.

No problem! We have products that don’t require any medical exams at all.