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My mortgage company told me they put insurance on my home so I am not worried about it. Your mortgage company may have put insurance on your home, but it does not cover you or your property. This coverage is only to protect their investment. You still need insurance for your liability and property. But the good news is often times when you purchase your own insurance it is cheaper then lender placed insurance and once you have your own, your lender will cancel their insurance. Saving you money.
My home is being cancelled by another company, Can you write my insurance? Most cases yes. Depending on the reasons you are being cancelled, we usually can get you insured.
How Large of a deductible should I have? Tough question to answer. This depends on you. If you had to spend $500 unexpectedly today would that ruin you financially? Or would it just make for a bad day? If you answered it would ruin you, than you lower your deductible until you say it would only ruin your day. But remember the lower the deductible, the higher the premium, So don’t go to low.
I live in an apartment or condo, Can you insure me? Absolutely! We have very competitive rates on home, renters, and townhome/condo insurance.
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Home Insurance




