Are you covered if your tenant decides to sue?

Maybe you can’t imagine your tenants bringing a legal complaint against you.  But landlords are at increased risk for personal injury lawsuits.  Without Personal Injury Liability Coverage, a landlord may have no protection against suits for exorbitant amounts.

Say you evicted a tenant for non-payment, but they claimed that action was wrongful and sued you.  Or, even after notifying your tenant in advance of a date and time you planned to enter the home for necessary repairs, they accuse you of wrongful invasion of a private occupancy.  Would your policy pay for your defense?   

Foremost offers Landlord Personal Injury Liability Coverage as an option under their Landlord program.  With this endorsement, they will pay up to the policy’s Limit of Liability for compensatory damages – and provide defense at their expense – when you are held legally liable for one or more of the following offenses: 

• Wrongful Eviction
• False Arrest
• Malicious Prosecution
• Wrongful Invasion of Private Occupancy
• Oral or Written Slander
• Violation of Right to Privacy

Not sure what your policy provides?  Call me to discuss your coverage and find out more about the Foremost Landlord program.

*Coverage may not be available in all areas.